El segundo banco más grande de Corea del Sur, Shinhan Bank, se asoció con el segundo mayor proveedor de telecomunicaciones del país, KT Corp, con el propósito de desarrollar una nueva plataforma basada en blockchain.

The Korea Times informa que la nueva plataforma tiene la intención de aprovechar los movimientos recientes de los gobiernos regionales en todo el país para introducir cupones digitales.

Competencias útiles

En julio, CCN informó que KT Corp  lanzó una blockchain comercial capaz de manejar 2.500 transacciones por segundo, convirtiéndose en el primer operador de telefonía móvil del mundo en construir dicha plataforma. La red anunció además que planeaba expandir la capacidad de transacción a más de 100,000 por segundo a fines de 2018.

Shinhan, por su parte, aportará su considerable experiencia en banca comercial a la mesa, con sus activos de 2017 por un total de $ 302,6 mil millones.

El programa gubernamental antes mencionado permite que los cupones digitales se gasten como efectivo en ciertas ubicaciones. La asociación entre Shinhan y KT se produce antes del lanzamiento planificado de un programa de estímulo económico que incluye el esquema de cupones digitales.

Shinhan asumirá la responsabilidad de desarrollar los servicios financieros de la nueva plataforma, incluidos el cumplimiento de los pagos y la administración de la cuenta, mientras que KT establecerá la infraestructura de blockchain subyacente que sustentará el sistema.

Dando su opinión sobre las sinergias entre las dos compañías, el Director de Estrategia Digital de Shinhan Bank, Jang Hyeon-ki, dijo:

“La asociación estratégica de Shinhan con KT es parte de nuestros esfuerzos por introducir una convergencia entre las finanzas y las TIC. La tecnología blockchain mejorará las actividades financieras de los clientes a un nuevo nivel “.

Corea del sur Blockchain Lodestar

Esta no es la primera incursión de Shinhan en la tecnología blockchain. A principios de 2018, de acuerdo con su visión de la cadena de bloques como un componente central de los futuros sistemas bancarios, el departamento de Estrategia Digital del banco creó un centro de investigación dedicado para la tecnología de cadena de bloques en un primer momento para la industria bancaria de Corea del Sur.

KRYPTO MARKET COIN también informó en enero de 2018 que el banco se convirtió en uno de los pocos bancos de Corea del Sur para respaldar los intercambios de criptomonedas, para alivio de los comerciantes locales.

El banco también está trabajando para desarrollar un sistema de certificación integrado basado en blockchain para muchas actividades financieras, incluidas transferencias electrónicas y transacciones de divisas.

Hablando sobre el entusiasmo de KT por trabajar con Shinhan Bank en el nuevo proyecto, el director de KT Platform Service, Kim Hak-joon, dijo:

“La asociación con Shinhan Bank será una oportunidad para ampliar los límites de la tecnología blockchain de KT en el sector financiero. KT continuará haciendo su mejor esfuerzo para contribuir a la industria de blockchain de la nación “.

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